Just Like Your Underwear: Credit Needs to be Freshened-Up, Scrubbed, Updated, Fluffed & Changed

Just Like Your Underwear:  Credit Needs to be Freshened-Up, Scrubbed,  Updated, Fluffed & Changed ...

     Everything needs to be "freshened up" once in a while.  It need to be given a trim.  Updated.  Fluffed.  Scrubbed-up.  Changed or re-arranged.

     Credit is no different ...  

     But stop and think about it.  When was the last time you took a good hard look at your credit situation, your credit cards, or Credit Report?  Over a year?  Two?  More?

     Truth is, what worked for you credit-wise in the past, may not be serving your overall financial good now ...  

•  Interest Rates on your credit cards may have risen 
•  Promotional rates may have fallen off 
•  Rewards that initially drew you to a specific card, may   have lapsed. 
•  The credit card company may have updated or dropped the benefits you liked from your card 

     It happens all the time ... 

     And your mortgage rate?  The one you might have thought you were doomed to forever because of housing values?  It may actually deserve a second-look.  

     Mortgage Interest Rates have remained low ... lower for much longer than most experts thought they would.  And as of this writing, have actually fallen some recently.  Enough that Refinances have come back on the radar for a large number of Americans in many housing markets.

     The airwaves, social media, and news are full of stories that tell of new security breaches. Passwords to banking accounts and websites need to be changed one more time.  We hear of it so frequently, that it's begun to take on the air of "common occurence".  

     But it's not ...

     Your credit and Credit Report are always a "work in progress".  If you haven't checked your credit and Report out in the past 12 months, it's time to now.  You can easily accomplish this on your own.  Just head to:    AnnualCreditReport.com  ... and request your FREE Credit Report.

     If you want to find out what options exist for you to become a step-up home buyer, or to discover if Refinancing your present mortgage is an option ... in the Chicago area, contact me.  Together we'll run the numbers to find the opportunities that currently exist for you.  

     And if we find your credit and credit scores need improvement, we'll "freshened them up", give 'em a trim, fluff, scrub, change or re-arrange them so they're the best they can be as you head into your financing and the future ...

     
     *  Hoping to Buy, Build, or Refinance a Home in the Chicago area?  Contact Me Today!  I'll get you the facts, info, and figures you need to make the best home buying and mortgage financing decisions for you and your future.
     I can be easily found at:
Direct:  815.524.2280
Cell or Text:  708.921.6331
eFax:  815.524.2281
gmundt@goapmc.com
www.genemundt.com

Click HERE for your FREE Mortgage Consultation!

Gene Mundt, Mortgage Lender, a Lender with 36 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking:  Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including:  The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL.