I would leave but they are saying other major banks are going to follow. So what so you do? More elected officials need to follow Durbin and stop this from happening. That's just totally out of line because that is the first option that comes up when you purchase something everywhere.

I would leave them, find a nice credit union with lower fees, and then go back to using greenbacks. I am looking for a crdit union right now in case it happens!! More businesses are giving a discount if you use cash, and less beusinesses are allowing you to receive cash back after a debit purchase, so it is not as convenient as it used to be.

$X to have a debit card, $XX if you don't use your debit card enough times in a month, $XX if you see a person face to face instead of using the ATM or the internet. When does it stop? Look to your small community banks. They are vested in the community and are more interested in servicing their customers than getting rich on unreasonable fees. Community banks are where you can still find truly Free Checking.

Stay with a community bank. Old Plank Trail Community Bank does not have a debit card fee. Three locations - Frankfort, Mokena and New Lenox. No cost checking - use e-statements and get the service and no fees you deserve! www.oldplanktrailbank.com

i would rather ditch durbin.lets tell govenment to get out of the way and let business run business.stop supporting these hacks in washington!

Second Andrea's suggestion for Old Plank Trail Community Bank. An amazing small, local bank with 3 local branches, and very active in the community. We moved 3 accounts away from the big boys in 2008 when they were getting bailed out, and haven't looked back, encouraging several friends and family to go with us. Should they ever get acquired by a larger financial institution, we would surely migrate to a local credit union.

I belong to Abri credit union in Frankfort and have for years.Most financial planners advise to ditch the big banks and high fees and join a credit union. Suzy Orman also advocates for credit unions.

A week ago Bank of America announced that it will be charging customers for utilizing their debit cards. Other financial institutions are considering comparable moves in order to counter new federal laws that cap the fees banks can charge retailers for debit card transactions. In a recent AP-GFK poll, 66 percent of Americans interviewed said they would think about switching financial institutions in the light of such a move. But switching banks comes with its own issues. <a title="How to painlessly switch banks" href="http://personalmoneynetwork.com/moneyblog/2011/10/04/switch-banks/">How to painlessly switch banks</a>? To take in successfully changing banks without encountering unexpected fees or other repercussions, you have to find the right bank for you, open the new account, stop using the old account, transfer direct deposits to the new account, transfer any automatic payments to the new account, close out the old account in writing and shred your unused checks from the old bank and and destroy any debit cards.

VanmoB: Old Plank Trail Community Bank helped me switch my accounts without any issues and I have 6 accounts! They took care of my calls to help me switch my direct deposits, gave me a credit for any unused checks from my now previous bank---completely effortless!! Call them!---you will NOT be sorry at all! 815-464-6888.

I would leave BOA in a heartbeat and take all my families accounts with me. If Chase does anything similiar we will leave. The banks are already using our money and now they want to charge us for the priviledge of using our money!!! Enough is enough!!!